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Visa Credit Card
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6.00% - 14.25% |
$0 - $25 Annual Fee*
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| The APR is variable and the rate will not exceed 18%. All Visa accounts have a 25-day grace period on purchases. *Optional TRAVEL REWARDS package available on Platinum cards with a $25 annual fee. Annual fee to be assessed on the first billing cycle and annually thereafter. A Foreign Transaction Fee of 1% of the transaction amount will be charged to you for any transaction made in a foreign country. |
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New Auto
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3.99% - 14.99% |
0 - 84 Months
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Finance up to 100% of MSRP on new autos that have not been licensed or titled. 100% financing available of retail blue book value on used autos 2005 model year or newer. For terms of 73-84 months a minimum loan amount of $20k is required.
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Used Auto
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4.49% - 15.49% |
0 - 72 Months
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Finance up to 100% of retail blue book value on autos 2004 model year or older. Maximum mileage is 100k.
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New & Used Recreational Vehicles, Boats & Motorcycles
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7.74% - 18.74% |
0 - 84 Months
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Minimum loan amount $15k
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7.49% - 18.49% |
85 - 144 Months
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Minimum loan amount $35k
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7.24% - 18.24% |
145 - 240 Months
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| Maximum loan amount based on purchase price or retail value, whichever is less. Finance up to 100% for terms up to 84 months, 90% for 85 to 240 months. |
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e3 Master Line of Credit
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4.00% - 10.75% |
$50 Annual Fee
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Home Equity
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4.99% - 15.99% |
0 - 60 Months
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Home Equity
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6.24% - 17.24% |
61 - 120 Months
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Home Equity
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6.49% - 17.49% |
121 - 180 Months
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| Rates and terms are based on borrower(s) credit qualifications and property evaluation. Finance up to 85% of home's real market value*, or 80% of appraised value, less any first mortgage balance, for properties located in Oregon and Washington. Member pays third party closing costs which range from $175 - $1500 and generally include flood certification, appraisal, recording, title search and title insurance and escrow fees if required. Loan amounts over $200,000 require an appraisal. Property insurance is required on all loans and Flood Insurance, when deemed necessary. Reconveyance fee applies, $75 subordination fee. *e3 Master Line of Credit: $25 conversion fee applies, waived for the first conversion when account is established. $125 conversion fee applies to convert a fixed balance back to the line of credit; e3 Master Line of Credit has a $50 annual fee.
*Real market value determined by Credit Union, using an Automated Valuation Model and County Tax Assessment. |
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Personal Loan
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8.54% - 19.54% |
0 - 48 Months
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| Fixed rate with terms available from 0 to 48 months. |
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