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*The credit limit is the maximum amount you can charge to the credit card. The loan limit determines the minimum payment due if the credit limit is reached.
Rates and terms are based on borrower(s) credit qualifications. Rates quoted for loans assume automatic payment from a First Tech checking account. Add .50% for all other payments. The APR is variable and the rate will not exceed 18%. All Visa accounts have a 25-day grace period on purchases. *Optional REWARDS package available on Platinum cards with a $25 annual fee. Annual fee to be assessed on the first billing cycle and annually thereafter. A Foreign Transaction Fee of 1% of the transaction amount will be charged to you for any transaction made in a foreign country.
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